Although it is illegal to drive on the roads in the UK without adequate insurance, there are a minority of people who ignore the law and drive uninsured. These uninsured drivers kill 160 people each year and injure a further 23,000.
If you have been involved in a bike accident with an uninsured driver, or are the victim of a hit and run accident, it is still possible to make a compensation claim for your injuries. However, in that instance the claim will be made through the Motor Insurers Bureau and not, as in the case of insured drivers, through the third party insurers.
The MIB was set up to ensure that victims of road traffic accidents where the driver at fault is either uninsured or unidentified can claim compensation for injuries they have sustained as a result of the accident. The MIB deals with over 30,000 claims every year from victims of uninsured and hit and run drivers and this includes bike accident claims.
In order to make a claim for a bike accident through the Motor Insurers Bureau they require the details of the motorist involved in the accident or, in the case of an untraced driver, the vehicle concerned must be identified before the claim can be processed.
If it has not been possible to get either the details of the driver or the vehicle involved in the bike accident it may still be possible to make a claim for compensation through the MIB’s Untraced Driver Agreement if:
The bike accident happened less than 3 years ago.
The police were informed within 14 days of the bike accident.
How to make a cycling accident claim through the MIB
It is possible to make a claim for a bike accident directly through the MIB however, many people are put off pursuing the claim when faced with the prospect of completing the application form and the possibility of prolonged enquiries.
Fortunately, Macks Solicitors have many years experience in making bike accident claims through third party insurers and the Motor Insurers Bureau. One of Macks specialist lawyers will take care of every aspect of the claim, dealing directly with the MIB on behalf of the victims of bike accidents and will arrange for any treatment or rehabilitation that they may require.
